What is umbrella insurance, and how does it apply to my car policy?

Umbrella insurance (also known as excess coverage) provides additional liability coverage that can help protect your assets. It can also help cover defense costs, attorney fees and other charges associated with lawsuits.

The damages you caused to others after a serious accident or incident can quickly add up to exceed the liability limits of your policy. Umbrella insurance can provide extra protection in these cases, and is a valuable addition to any insurance portfolio, particularly if you have many assets to protect. Underlying auto limits are required. Talk to one of our agents to see if an umbrella policy is right for you.