An important coverage for any business that offers services to its customers is Professional Liability Insurance. This type of coverage can protect you from liabilities that are excluded on your base policy. These policies protect businesses that give advice, design solutions, or represents the needs of others.

These policies commonly involve professional advice given to clients; however, some can also cover unintentional violations of copyright and other intellectual property law or defamation such as libel.

A good professional liability policy will cover both the costs of any damages themselves and the costs of defending claims for your business.