Homeowners insurance can protect you from the unexpected. If your home is damaged, your belongings are stolen or someone gets injured on your property, it …

An insurance representative can help you determine the homeowner’s coverage that best fits your needs and budget, but a typical policy can cover: The structure …

When figuring out how to choose home insurance, consider these key questions: What is the estimated cost to replace, rebuild or repair your home—the “replacement …

Not usually. Homeowner’s insurance is not generally designed to cover business use of your home. It may include limited protections, such as replacement or repair …

It depends. Most homeowner’s policies come up for renewal each year, but customers must remain eligible and pay their premiums to renew. It’s a good …

Umbrella insurance is additional personal liability coverage that can offer an additional layer of protection beyond what your homeowner’s insurance can provide. If you or …

Discounts, yes please! Remember to ask one of our insurance agents about discounts for multiple policies, security systems or fire protective devices, certain smart home …

The cost of your insurance, or premium, partly depends on the coverages, deductibles, and policy limits you choose. Here are a few tips that may …

Savings! Bundling your car and home with one carrier and you can save. You can see additional savings when you purchase other policies like boat, …

Yes, as can some smart home technologies. Ask about our protective device discount.

The “cost to rebuild,” or “replacement cost,” is the estimated amount of money it would take to rebuild or repair your home at the time …

A deductible is the amount of a covered claim that is your responsibility. It can vary and may be either a dollar amount or a …

Dwelling coverage (Coverage A) pays to repair or rebuild your home if it is damaged by a covered loss. The amount of dwelling coverage you …

Other structures coverage (Coverage B) covers the structures on your property that are not attached to your home, such as garages, sheds, and fences. One …

Personal property coverage (Coverage C) is required on all homeowner’s policies. It pays to repair or replace personal items in your home like furniture, clothing …

Loss of use coverage (Coverage D) helps you pay for temporary housing and living expenses if you and your family must move out of your …

Liability insurance can help protect your assets and cover your defense costs if you or a household family member is found legally responsible for causing …

Dwelling coverage helps protect the home itself, personal property coverage can protect what’s in it. Both coverages are required on most homeowner’s policies.

A deductible is the amount of a covered claim that is your responsibility. And a policy limit (or “limit of liability”) is the maximum amount …

Possibly. Updates to your home like adding a room, renovating a kitchen, or installing a pool may affect the amount of coverage you need. Check …

Personal Injury – provides coverage for OTHER THAN bodily injury or property damage. This includes false arrest, detention, or imprisonment; malicious prosecution; wrongful eviction; slander; …

Damage or theft of personal belongings can be covered under personal property coverage of a homeowner’s policy.  This coverage helps protect items like electronics, sporting …