Should I add an umbrella policy to my renter’s insurance?

Umbrella insurance is additional personal liability coverage that can offer an extra layer of protection beyond what your renter’s and auto insurance can provide.

If you or a family member of your household are found personally responsible for serious property damage or personal injury to others, the damages could exceed the liability limits of your primary renter’s or auto policy. Umbrella insurance can help provide more protection, up to the limit of the umbrella policy.