What is umbrella insurance, and how does it apply to my boat policy?

Umbrella insurance is a separate, personal liability policy that can provide an additional layer of protection beyond what your boat insurance policy may provide.

The cost of damages for which you may be personally responsible after a serious incident involving your vessel can quickly add up to exceed the limits on your boat policy. Umbrella insurance can provide extra protection in these cases, and is a valuable addition to any insurance portfolio, particularly if you have many assets to protect. Talk to one of our agents to see if an umbrella policy is right for you.