Many homeowners’ policies exclude ATVs, dirt bikes, snowmobiles, and the like, so you could be out of pocket if your vehicle is stolen or damaged. …

A common coverage option on motorcycle policies, guest passenger liability insurance works the same way for ATVs. If a passenger is injured in an accident, …

Bodily injury coverage can help pay their medical bills and loss of income. Bodily injury liability automatically includes coverage for guest passengers.

Property damage liability coverage helps pay for damages to another person’s vehicle or property if you cause an accident.

Collision coverage pays for damage to your ATV if you hit another vehicle or object, another vehicle hits you, or your golf cart rolls over.

Comprehensive coverage is also known as “other than collision,” this coverage. It can help pay for damage to your ATV from vandalism, theft, weather events, …

Underinsured motorist coverage helps protect you from drivers who do not have enough insurance to cover the costs of an accident.

Medical payments can help cover medical costs for you and your passengers.