Boat & Yacht Insurance
Coverage & Limits

Do I need liability coverage?

Liability coverage helps protect your assets and financial well-being if you are found legally responsible for causing property damage or injury to other people while operating your vessel. In most cases, it includes coverage for bodily injury, property damage and legal expenses. It is included in most boat and other marine policies.

Consider your risk tolerance and financial circumstances when choosing the level of protection that’s right for you – then discuss your liability coverage needs, options, deductible, and policy limits with one of our agents.