Renter's Insurance
Coverage & Limits

What are deductibles and policy limits?

A deductible is the amount of a covered claim that is your responsibility before insurance starts to pay for a covered loss. And a policy limit (or “limit of liability”) is specified in your policy as the maximum amount your insurance company will pay for a covered claim.

Some renters opt for a higher deductible in favor of a lower premium. But if the unexpected happens, you need to make sure you can afford to pay the deductible you chose.

One of our agents can help you balance your individual needs to get a renters insurance quote for your apartment or home.