Boat & Yacht Insurance
Premium Pricing & Discounts

What is a policy limit of liability and how does it affect my boat insurance premium?

A policy limit (or “limit of liability”) is the maximum amount your insurance company will pay for any claim covered under your policy.

It’s important to choose a liability limit you can afford in the event of a loss. Remember, you will be responsible to pay accident-related expenses above your policy limits. Contact one of our agents for more information about your policy limits and options.