Boat & Yacht Insurance
Policy Basics

Who does boat insurance cover? Who needs to be on my policy?

Your boat insurance coverage provides protection to any operator listed on your policy.

Your policy may offer some protection for operators not listed on your policy who you occasionally allow to use your vessel, such as:

  • Extended family.
  • Marina or maintenance personnel.
  • Other permissive operators you occasionally allow to use your vessel.

Check with one of our agents to learn more about who needs to be included and who is covered on your boat insurance policy.