Car insurance is designed to protect you and everyone who shares the road with you from the potentially high cost of accident-related and other damages …

It depends on the coverage options you choose. Since bodily injury and property damage liability insurance are required in most states, at a minimum your …

Anyone who drives your vehicles regularly, especially if they live in your household, should be listed as drivers on your policy. Typically, your policy protects …

This depends on your situation. At a minimum, drivers must carry bodily injury and property damage liability coverage at the state-mandated limits to help cover …

Getting a car insurance quote from the Jason Herman Insurance Agency is easy. Just contact us today to start creating a policy that offers the …

Gathering all the information needed for your quote will get the quote to you faster and help you save money. Information about you, including name, …

Typically, most car policies renew automatically. We will notify you about any policy or premium changes in advance. It is important to review your coverage …

Typically, our clients can update their coverage option and policies limits anytime by speaking to one of our agents. Please note that making changes to …

Umbrella insurance (also known as excess coverage) provides additional liability coverage that can help protect your assets. It can also help cover defense costs, attorney …

Where available, you may qualify for savings with safe driver, multi-policy insurance bundles, multi-car, usage-based, and good student discounts, to name a few. Additional discounts …

Your premium partly depends on the coverages, deductibles, and policy limits you choose. Here are a few ways to help you identify and keep the …

Typically, you can save money when you have multiple policies with the same carrier. Ask one of our agents about a multi-policy discount.

Your car insurance deductible is the amount you’ll be responsible for paying towards the costs due to a loss before your insurance coverage pays. The …

Your car insurance liability coverage limits, also referred to as limit of liability, are the most your insurance will pay to another party if you …

Bodily injury liability insurance typically covers the costs associated with covered injuries you may have caused to other people in an accident that you caused …

Liability coverage pays for property damage that you cause to other vehicles and property while you are driving. It can also pay for your legal …

Collision coverage — or collision insurance — helps pay for damage to your vehicle, up to the policy limit, if you are in an accident …

Medical payments coverage protects you and passengers in your vehicle who may be injured in an accident, no matter who is at fault. It also …

Uninsured/underinsured motorist insurance can help pay for damages and medical costs resulting from an accident caused by someone who has no insurance or inadequate insurance …

Loan/lease gap insurance is an optional coverage that can help pay off your car loan or lease if your car gets totaled or stolen and …

It depends. It is important to review your coverage needs with one of our agents on an annual basis, or whenever you make “after-market” modifications …