Is my boat covered if it’s damaged during transport?

Transport coverage depends on where and how you are transporting your vessel.

Overland transportation, which is typically included on marine policies, covers physical damage that occurs while your vessel is being loaded, unloaded, or transported on its trailer within a 500-mile radius of your home port or storage yard. This protection is extended to dinghies on yacht policies, too.

Your boat, yacht, or dinghy, however, is not covered while being transported as waterborne cargo, including loading, and unloading.