Renter’s Insurance FAQs
Renter’s insurance can help cover your belongings, your housing costs if you must relocate temporarily, your personal liability including defense costs, medical bills for others …
One of our insurance agents can help you determine the renter’s coverage that best fits your needs and budget. A typical renter’s policy can help …
To get an idea of your renter’s insurance needs, answer these questions: How much would it cost to repair or replace my belongings? How much …
Typically, most renter’s policies renew automatically. We will notify you about policy or premium changes in advance. It’s important to review your needs with one …
Renter’s insurance premiums will depend on the value of your personal property, how much liability coverage you choose and where you live. Your premium could …
Umbrella insurance is additional personal liability coverage that can offer an extra layer of protection beyond what your renter’s and auto insurance can provide. If …
Your renter’s insurance representative can tell you about discounts for multiple policies, security systems, fire protective devices, smart home technologies, loss-free history and more. Discounts …
The cost of insurance, or premium, partly depends on the renter’s coverage, deductibles, and policy limits you choose. Here are a few tips that may …
Maybe. If your building already has some of these features, you may not automatically qualify for a discount on your renters policy. But if you …
To help estimate the amount of personal property coverage you need, it’s important to get an accurate valuation of your possessions. Start by creating an …
A deductible is the amount of a covered claim that is your responsibility. It can vary and may be either a dollar amount or a …
Everyone’s needs are different, but personal property coverage (Coverage C) is a key part of a renter’s policy. It can help cover the costs of …
Renter’s liability insurance helps protect your assets and can help cover your legal costs if you or a household family member faces legal responsibility for …
If you are unable to occupy your rental due to a covered loss or repairs, additional living expenses coverage can help you pay for temporary …
Improvements coverage can help pay for damage to improvements, alterations, and installations you’ve made to your rental property. It is also known as building additions …
A deductible is the amount of a covered claim that is your responsibility before insurance starts to pay for a covered loss. And a policy …
If you have liability insurance, you may have coverage for bodily injury, property damage, medical payments, and legal expenses if you or a household family …
Damage or theft of personal belongings is typically covered under a renter’s insurance policy’s personal property coverage. This helps cover the costs of stolen items …
Your landlord may require that they be listed as an additional interest on your renter’s insurance policy. This means that your landlord may be notified …
Renter’s insurance helps to financially protect you and your possessions from loss. Roommates each should have their own renter’s insurance coverage. There are good reasons …
If you have a renter’s insurance policy and plan to move, contact one of our agents. If you are moving in-state, you may only need …
While unrelated roommates should each have their own renter’s insurance coverage, there are some situations when you could add a person to your renter’s policy. …