Boat and yacht insurance – sometimes referred to as marine insurance – is designed to help protect you and your boating guests from the potentially …

Carrying boat or yacht insurance is a smart decision. Contrary to popular belief, your vessel is not automatically covered under your homeowner’s policy. If you …

Boat insurance coverage options depend on the state where your boat is used, your insurance company and the coverage you choose. Standard boat insurance coverage …

Your boat insurance coverage provides protection to any operator listed on your policy. Your policy may offer some protection for operators not listed on your …

Before you purchase a boat policy, it is a good idea to talk to an insurance representative who can help you determine your insurance needs …

Many factors affect your cost for boat insurance – among them are the state in which you store and dock your boat, as well as …

A boat is a major investment, and one that should be protected year-round. Fire, theft, weather, and natural disasters can damage your boat anytime, anywhere. …

Most boat policies renew each year if you continue to meet underwriting requirements. We will notify you about any policy or premium changes in advance. …

You can update your coverages and boat policy limits by speaking to one of our agents. We will notify you and adjust your payment accordingly. …

Umbrella insurance is a separate, personal liability policy that can provide an additional layer of protection beyond what your boat insurance policy may provide. The …

Depending on the state where the boat is used, boat policies can be purchased at a very reasonable cost.

You may be eligible for discounts based on factors like: Your level of boating education. Your boat’s safety and security features. Your boat is a …

In many cases, having a GPS unit, radar or other security and safety devices installed on your boat will qualify you for savings. Ask one …

If you qualify you get to choose whether to insure your vessel for the “agreed value” or “actual cash value.” Agreed value provides coverage at …

A deductible is the amount of money you must pay out of your own pocket before your boat insurance kicks in. Typically, the higher your …

A policy limit (or “limit of liability”) is the maximum amount your insurance company will pay for any claim covered under your policy. It’s important …

Physical damage coverage provides protection if your boat collides with another vessel or submerged object, such as a log or a rock. It is included …

Personal property damage coverage provides protection for items on your boat, including clothing and other personal belongings. It is included in most boat and other …

Towing and assistance coverage generally reimburses the cost to transport your boat to a repair facility in the event it is inoperable due to a …

Liability coverage helps protect your assets and financial well-being if you are found legally responsible for causing property damage or injury to other people while …

Transport coverage depends on where and how you are transporting your vessel. Overland transportation, which is typically included on marine policies, covers physical damage that …

The typical boat insurance policy covers your boat while it’s in water or on land. Please note that whether a particular loss is covered depends …

If you have the applicable endorsements on your boat or car insurance policies, the trailer you use to tow your boat may be protected. One …

In most cases, both. Boat policies typically include the coverage limits you select for damage to auxiliary equipment and personal property stored and used on …

Liability coverage, which is included in most boat and other marine policies, provides protection if you are found legally responsible for causing injury to another …

In most cases, yes. A typical boat insurance policy includes coverage for damage or loss due to theft, fire, natural disasters, and weather events. One …

A deductible is the amount of money you must pay out of your own pocket before your boat insurance policy kicks in. Here’s one example …

It’s important to review your coverage needs with your insurance representative on an annual basis, or whenever you make “after-market” modifications to your vessel, to …