Condo Insurance FAQs
Condominium owners insurance can protect you and your unit from the unexpected. If your condo is damaged, your belongings are stolen or someone gets injured …
One of our insurance agents can help you determine the condo coverage that best fits your needs and budget, but a typical policy can cover: …
When figuring out how to choose condo insurance, consider these key questions: What is the estimated cost to replace, rebuild or repair your condo unit—the …
Not usually. Condo insurance is not generally designed to cover business use of your home. It may include limited protections, such as replacement or repair …
It depends. Most condo policies come up for renewal each year, but customers must remain eligible and pay their premiums to renew. It’s a good …
Umbrella insurance is additional personal liability coverage that can provide protection where your condo insurance leaves off. If you or a family member are found …
Discounts, yes please! Remember to ask your insurance representative about discounts for multiple policies, security systems or fire protective devices, smart home technologies, “green” home …
The cost of your insurance, or premium, partly depends on the coverages, deductibles, and policy limits you choose. Here are a few tips that may …
Savings! Bundling your car and home with one carrier and you can save. You can see additional savings when you purchase other policies like boat, …
Yes, as can some smart home technologies. Ask about our protective device discount.
When deciding how much personal property coverage you need, it’s helpful to create an inventory of what you have. Learn more about making a home …
A deductible is the amount of a covered claim that is your responsibility. It can vary and may be either a dollar amount or a …
Personal property coverage (Coverage C) is required on all condo policies. It can help repair or replace personal items in your condo like furniture, clothing …
Liability insurance can help protect your assets and cover your defense costs if you or a household family member is found legally responsible for causing …
If you are unable to occupy your condo due to a covered loss, additional living expenses coverage can help you pay for increased temporary housing …
Coverage for damage to additions, alterations, and improvements you’ve made to your condo unit. Generally, this is part of the dwelling coverage (Coverage A) and …
Here are a few common optional property coverages available for you to consider: Contents replacement cost Covers the replacement cost for most of your personal …
Well, it depends. Generally, your condo association’s master policy would cover what’s outside your walls—the physical structure of the condo unit and common areas—and your …
A deductible is the amount of a covered claim that is your responsibility. And a policy limit (or “limit of liability”) is the maximum amount …
Possibly. Updates to your condo like renovating a kitchen, expanding a bathroom, or attaching a deck may affect the amount of coverage you need. Check …
If you have liability insurance, you may have some coverage for bodily injury, property damage, medical payments, and legal expenses if you or a family …
Damage or theft of personal belongings can be covered under personal property coverage of a condo policy. This coverage helps protect items like electronics, sporting …