What does a typical renter’s insurance policy cover?
One of our insurance agents can help you determine the renter’s coverage that best fits your needs and budget. A typical renter’s policy can help...
Read more: What does a typical renter’s insurance policy cover?How does renter’s insurance work?
Renter’s insurance can help cover your belongings, your housing costs if you must relocate temporarily, your personal liability including defense costs, medical bills for others...
Read more: What does a typical renter’s insurance policy cover?Does my condo insurance cover theft?
Damage or theft of personal belongings can be covered under personal property coverage of a condo policy. This coverage helps protect items like electronics, sporting...
Read more: What does a typical renter’s insurance policy cover?Does condo insurance cover personal injury?
If you have liability insurance, you may have some coverage for bodily injury, property damage, medical payments, and legal expenses if you or a family...
Read more: What does a typical renter’s insurance policy cover?Do I need to adjust my coverage if I add new features or make improvements to my condo?
Possibly. Updates to your condo like renovating a kitchen, expanding a bathroom, or attaching a deck may affect the amount of coverage you need. Check...
Read more: What does a typical renter’s insurance policy cover?What are deductibles and policy limits?
A deductible is the amount of a covered claim that is your responsibility. And a policy limit (or “limit of liability”) is the maximum amount...
Read more: What does a typical renter’s insurance policy cover?Does my condo policy cover the structure of my condo, or just my belongings?
Well, it depends. Generally, your condo association’s master policy would cover what’s outside your walls—the physical structure of the condo unit and common areas—and your...
Read more: What does a typical renter’s insurance policy cover?What other condo coverages should I have?
Here are a few common optional property coverages available for you to consider: Contents replacement cost Covers the replacement cost for most of your personal...
Read more: What does a typical renter’s insurance policy cover?What is additions and alterations coverage for condos?
Coverage for damage to additions, alterations, and improvements you’ve made to your condo unit. Generally, this is part of the dwelling coverage (Coverage A) and...
Read more: What does a typical renter’s insurance policy cover?What is additional living expenses coverage?
If you are unable to occupy your condo due to a covered loss, additional living expenses coverage can help you pay for increased temporary housing...
Read more: What does a typical renter’s insurance policy cover?