What is term life insurance?
“Term” refers the length of coverage that you choose. If you pass away during the term (usually 10, 20 or 30 years), your beneficiaries receive...
Read more: What is term life insurance?How much does life insurance cost?
The cost of your life insurance policy is dependent on a variety of different factors, ranging from your age, gender, location, and health. You can...
Read more: What is term life insurance?How much life insurance do I need?
This depends on what you want to leave when you’re gone. There are two common methods for calculating the amount of life insurance you need:...
Read more: What is term life insurance?Why should I get coverage now?
Rates tend to go up as you age. Buying a policy when you’re younger lets you lock in a lower rate.
Read more: What is term life insurance?Who needs life insurance?
Generally speaking, if you have dependents or are married, your family can benefit from you having a life insurance policy. Life insurance offers peace of...
Read more: What is term life insurance?How do I insure jewelry and other valuable items?
Step 1. Make a list of the valuable items you want to protect. Step 2. Assign a value to each of them. If you’re not...
Read more: What is term life insurance?How do I add engagement ring insurance or wedding ring insurance to my policy?
Most carriers offer two options for adding engagement ring insurance or wedding ring insurance: You can schedule it on your homeowner’s or renter’s policy or...
Read more: What is term life insurance?Does homeowner’s insurance cover jewelry and valuable items?
Homeowners insurance may provide limited coverage amounts for lost jewelry or valuable items based on the type of item and cause of loss. Valuable items...
Read more: What is term life insurance?What valuable items can I schedule?
This itemized coverage can help give you some peace of mind knowing your belongings and jewelry may be covered should they get lost. Offered as...
Read more: What is term life insurance?Is jewelry insurance worth it?
Only you can decide whether your cherished jewelry or valuable items are worth protecting with insurance. Ask yourself the following questions to explore whether jewelry...
Read more: What is term life insurance?