How much personal property coverage do I need in my renter’s policy?
Everyone’s needs are different, but personal property coverage (Coverage C) is a key part of a renter’s policy. It can help cover the costs of...
Read more: How much personal property coverage do I need in my renter’s policy?What is a deductible, and how does it affect my renter’s insurance premium?
A deductible is the amount of a covered claim that is your responsibility. It can vary and may be either a dollar amount or a...
Read more: How much personal property coverage do I need in my renter’s policy?What is the estimated value of my personal belongings?
To help estimate the amount of personal property coverage you need, it’s important to get an accurate valuation of your possessions. Start by creating an...
Read more: How much personal property coverage do I need in my renter’s policy?Can security systems, fire alarms and sprinklers save me money on my renter’s policy?
Maybe. If your building already has some of these features, you may not automatically qualify for a discount on your renters policy. But if you...
Read more: How much personal property coverage do I need in my renter’s policy?What can I do to lower the cost of my renter’s policy premium?
The cost of insurance, or premium, partly depends on the renter’s coverage, deductibles, and policy limits you choose. Here are a few tips that may...
Read more: How much personal property coverage do I need in my renter’s policy?What renter’s insurance discounts are available to me?
Your renter’s insurance representative can tell you about discounts for multiple policies, security systems, fire protective devices, smart home technologies, loss-free history and more. Discounts...
Read more: How much personal property coverage do I need in my renter’s policy?Should I add an umbrella policy to my renter’s insurance?
Umbrella insurance is additional personal liability coverage that can offer an extra layer of protection beyond what your renter’s and auto insurance can provide. If...
Read more: How much personal property coverage do I need in my renter’s policy?What does renter’s insurance cost?
Renter’s insurance premiums will depend on the value of your personal property, how much liability coverage you choose and where you live. Your premium could...
Read more: How much personal property coverage do I need in my renter’s policy?Do I need to reapply for renter’s insurance every year?
Typically, most renter’s policies renew automatically. We will notify you about policy or premium changes in advance. It’s important to review your needs with one...
Read more: How much personal property coverage do I need in my renter’s policy?What should I consider when choosing renter’s insurance?
To get an idea of your renter’s insurance needs, answer these questions: How much would it cost to repair or replace my belongings? How much...
Read more: How much personal property coverage do I need in my renter’s policy?