What is umbrella insurance, and how does it apply to my boat policy?

Umbrella insurance is a separate, personal liability policy that can provide an additional layer of protection beyond what your boat insurance policy may provide. The...

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How and when can I change coverage and/or limits on my current boat policy?

You can update your coverages and boat policy limits by speaking to one of our agents. We will notify you and adjust your payment accordingly....

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Will my policy automatically renew, or do I have to reapply for coverage?

Most boat policies renew each year if you continue to meet underwriting requirements. We will notify you about any policy or premium changes in advance....

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Do I need to insure my boat while it’s in storage or in the off-season when I am not using it?

A boat is a major investment, and one that should be protected year-round. Fire, theft, weather, and natural disasters can damage your boat anytime, anywhere....

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How does the state where I use or store my boat affect my policy or premium?

Many factors affect your cost for boat insurance – among them are the state in which you store and dock your boat, as well as...

Read more: What is umbrella insurance, and how does it apply to my boat policy?

What should I consider when purchasing boat insurance?

Before you purchase a boat policy, it is a good idea to talk to an insurance representative who can help you determine your insurance needs...

Read more: What is umbrella insurance, and how does it apply to my boat policy?

Who does boat insurance cover? Who needs to be on my policy?

Your boat insurance coverage provides protection to any operator listed on your policy. Your policy may offer some protection for operators not listed on your...

Read more: What is umbrella insurance, and how does it apply to my boat policy?

What does boat insurance cover?

Boat insurance coverage options depend on the state where your boat is used, your insurance company and the coverage you choose. Standard boat insurance coverage...

Read more: What is umbrella insurance, and how does it apply to my boat policy?

Is a boat covered under homeowner’s insurance?

Carrying boat or yacht insurance is a smart decision. Contrary to popular belief, your vessel is not automatically covered under your homeowner’s policy. If you...

Read more: What is umbrella insurance, and how does it apply to my boat policy?

What is boat insurance? Why do I need it?

Boat and yacht insurance – sometimes referred to as marine insurance – is designed to help protect you and your boating guests from the potentially...

Read more: What is umbrella insurance, and how does it apply to my boat policy?