Do I need uninsured/underinsured motorist coverage in NC?

Underinsured/Uninsured Motorist coverage is not required for motorcycle owners in NC. It is still a good idea to include this in your policy. This will...

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Is motorcycle insurance required in NC?

North Carolina requires motorists to purchase insurance for their motorcycles. Like with auto insurance, you are also required to always carry proof of insurance with...

Read more: Do I need uninsured/underinsured motorist coverage in NC?

What should I do after a hit and run accident?

If you are involved in an accident and the at-fault driver leaves the scene, it’s important to gather all information that you possibly can while...

Read more: Do I need uninsured/underinsured motorist coverage in NC?

What happens if someone without insurance hits my car?

While it is the law for all drivers to carry some sort of minimum liability coverage, there are still people who don’t. If your car...

Read more: Do I need uninsured/underinsured motorist coverage in NC?

Will my rates increase for my personal auto policy if I file a claim?

If you file a claim and we make a payment, it is very likely that your premium will increase.  We can’t tell you exactly how...

Read more: Do I need uninsured/underinsured motorist coverage in NC?

What should I do after a minor car accident?

If you find yourself in a fender bender, there are several important steps to take to ensure everyone involved is safe and that you can...

Read more: Do I need uninsured/underinsured motorist coverage in NC?

What to do if someone hit my parked car?

Collect the other driver’s information if possible. This includes their name, contact information, an explanation of the accident, and their insurance company. Talk to anyone...

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What if the accident was the other driver’s fault?

If you believe you're not at fault for the damage to your vehicle, you have the option to file your claim with the other driver's...

Read more: Do I need uninsured/underinsured motorist coverage in NC?

What should I do after an auto accident?

Notify the police. Collect the descriptions and specific damages to all vehicles, as well as the names and addresses of all people and witnesses involved....

Read more: Do I need uninsured/underinsured motorist coverage in NC?

What should I do if I suffer a property loss?

If necessary, protect your property from further damage by making reasonable temporary repairs. Keep a record of repair costs and be sure to keep your...

Read more: Do I need uninsured/underinsured motorist coverage in NC?