What is loss of use coverage?
Loss of use coverage (Coverage D) helps you pay for temporary housing and living expenses if you and your family must move out of your...
Read more: What is loss of use coverage?How much personal property coverage do I need?
Personal property coverage (Coverage C) is required on all homeowner’s policies. It pays to repair or replace personal items in your home like furniture, clothing...
Read more: What is loss of use coverage?What is other structures coverage, and do I need it?
Other structures coverage (Coverage B) covers the structures on your property that are not attached to your home, such as garages, sheds, and fences. One...
Read more: What is loss of use coverage?How much dwelling coverage do I need?
Dwelling coverage (Coverage A) pays to repair or rebuild your home if it is damaged by a covered loss. The amount of dwelling coverage you...
Read more: What is loss of use coverage?What is a deductible, and how does it affect my home insurance premium?
A deductible is the amount of a covered claim that is your responsibility. It can vary and may be either a dollar amount or a...
Read more: What is loss of use coverage?What is the “cost to rebuild” or “estimated replacement cost” of my home?
The “cost to rebuild,” or “replacement cost,” is the estimated amount of money it would take to rebuild or repair your home at the time...
Read more: What is loss of use coverage?Can security systems, fire alarms and sprinklers save me money?
Yes, as can some smart home technologies. Ask about our protective device discount.
Read more: What is loss of use coverage?What are the benefits of having multiple policies with one carrier?
Savings! Bundling your car and home with one carrier and you can save. You can see additional savings when you purchase other policies like boat,...
Read more: What is loss of use coverage?What can I do to lower the cost of my premium?
The cost of your insurance, or premium, partly depends on the coverages, deductibles, and policy limits you choose. Here are a few tips that may...
Read more: What is loss of use coverage?What discounts are available to me?
Discounts, yes please! Remember to ask one of our insurance agents about discounts for multiple policies, security systems or fire protective devices, certain smart home...
Read more: What is loss of use coverage?