Is my home business covered under my condo policy?
Not usually. Condo insurance is not generally designed to cover business use of your home. It may include limited protections, such as replacement or repair...
Read more: Is my home business covered under my condo policy?What do I need to consider when choosing condo insurance?
When figuring out how to choose condo insurance, consider these key questions: What is the estimated cost to replace, rebuild or repair your condo unit—the...
Read more: Is my home business covered under my condo policy?What does a typical condo policy cover?
One of our insurance agents can help you determine the condo coverage that best fits your needs and budget, but a typical policy can cover:...
Read more: Is my home business covered under my condo policy?What is condo insurance, and why do I need it?
Condominium owners insurance can protect you and your unit from the unexpected. If your condo is damaged, your belongings are stolen or someone gets injured...
Read more: Is my home business covered under my condo policy?Does homeowner’s insurance cover theft?
Damage or theft of personal belongings can be covered under personal property coverage of a homeowner’s policy. This coverage helps protect items like electronics, sporting...
Read more: Is my home business covered under my condo policy?What is personal injury coverage and do I need it?
Personal Injury – provides coverage for OTHER THAN bodily injury or property damage. This includes false arrest, detention, or imprisonment; malicious prosecution; wrongful eviction; slander;...
Read more: Is my home business covered under my condo policy?Do I need to adjust my coverage if I renovate or add on to my home (e.g., garage, pool, new room)?
Possibly. Updates to your home like adding a room, renovating a kitchen, or installing a pool may affect the amount of coverage you need. Check...
Read more: Is my home business covered under my condo policy?What are deductibles and policy limits?
A deductible is the amount of a covered claim that is your responsibility. And a policy limit (or “limit of liability”) is the maximum amount...
Read more: Is my home business covered under my condo policy?Does my policy cover items in my home, or just the structure?
Dwelling coverage helps protect the home itself, personal property coverage can protect what’s in it. Both coverages are required on most homeowner’s policies.
Read more: Is my home business covered under my condo policy?Do I need liability coverage?
Liability insurance can help protect your assets and cover your defense costs if you or a household family member is found legally responsible for causing...
Read more: Is my home business covered under my condo policy?