Do I need liability coverage?
Liability coverage helps protect your assets and financial well-being if you are found legally responsible for causing property damage or injury to other people while...
Read more: Do I need liability coverage?What is boat towing and assistance coverage, and do I need it? If so, how much?
Towing and assistance coverage generally reimburses the cost to transport your boat to a repair facility in the event it is inoperable due to a...
Read more: Do I need liability coverage?Do I need personal property coverage for my boat? If so, how much?
Personal property damage coverage provides protection for items on your boat, including clothing and other personal belongings. It is included in most boat and other...
Read more: Do I need liability coverage?How much boat coverage do I need?
Physical damage coverage provides protection if your boat collides with another vessel or submerged object, such as a log or a rock. It is included...
Read more: Do I need liability coverage?What is a policy limit of liability and how does it affect my boat insurance premium?
A policy limit (or “limit of liability”) is the maximum amount your insurance company will pay for any claim covered under your policy. It’s important...
Read more: Do I need liability coverage?What is a deductible and how does it affect my boat insurance premium?
A deductible is the amount of money you must pay out of your own pocket before your boat insurance kicks in. Typically, the higher your...
Read more: Do I need liability coverage?What coverage options are available for boat insurance?
If you qualify you get to choose whether to insure your vessel for the “agreed value” or “actual cash value.” Agreed value provides coverage at...
Read more: Do I need liability coverage?Can I get a discount if I have security and safety features installed on my boat or its storage location?
In many cases, having a GPS unit, radar or other security and safety devices installed on your boat will qualify you for savings. Ask one...
Read more: Do I need liability coverage?What boat discounts are available, and how can I add them to my policy?
You may be eligible for discounts based on factors like: Your level of boating education. Your boat’s safety and security features. Your boat is a...
Read more: Do I need liability coverage?What does boat insurance cost a month?
Depending on the state where the boat is used, boat policies can be purchased at a very reasonable cost.
Read more: Do I need liability coverage?