Do I need condo liability coverage?

Liability insurance can help protect your assets and cover your defense costs if you or a household family member is found legally responsible for causing...

Read more: Do I need condo liability coverage?

How much personal property coverage do I need?

Personal property coverage (Coverage C) is required on all condo policies. It can help repair or replace personal items in your condo like furniture, clothing...

Read more: Do I need condo liability coverage?

What is a deductible, and how does it affect my condo insurance premium?

A deductible is the amount of a covered claim that is your responsibility. It can vary and may be either a dollar amount or a...

Read more: Do I need condo liability coverage?

What is the estimated value of my personal belongings?

When deciding how much personal property coverage you need, it’s helpful to create an inventory of what you have. Learn more about making a home...

Read more: Do I need condo liability coverage?

Can security systems, fire alarms and sprinklers save me money?

Yes, as can some smart home technologies. Ask about our protective device discount.

Read more: Do I need condo liability coverage?

What are the benefits of having multiple policies with one carrier?

Savings! Bundling your car and home with one carrier and you can save. You can see additional savings when you purchase other policies like boat,...

Read more: Do I need condo liability coverage?

What can I do to lower the cost of my premium?

The cost of your insurance, or premium, partly depends on the coverages, deductibles, and policy limits you choose. Here are a few tips that may...

Read more: Do I need condo liability coverage?

What discounts are available to me?

Discounts, yes please! Remember to ask your insurance representative about discounts for multiple policies, security systems or fire protective devices, smart home technologies, “green” home...

Read more: Do I need condo liability coverage?

Should I add an umbrella policy?

Umbrella insurance is additional personal liability coverage that can provide protection where your condo insurance leaves off. If you or a family member are found...

Read more: Do I need condo liability coverage?

Do I need to reapply for condo insurance every year?

It depends. Most condo policies come up for renewal each year, but customers must remain eligible and pay their premiums to renew. It’s a good...

Read more: Do I need condo liability coverage?