Should I add an umbrella policy?
Umbrella insurance is additional personal liability coverage that can offer an additional layer of protection beyond what your homeowner’s insurance can provide. If you or...
Read more: Should I add an umbrella policy?Do I need to reapply for homeowner’s insurance every year?
It depends. Most homeowner’s policies come up for renewal each year, but customers must remain eligible and pay their premiums to renew. It’s a good...
Read more: Should I add an umbrella policy?Is my home business covered under my homeowner’s policy?
Not usually. Homeowner’s insurance is not generally designed to cover business use of your home. It may include limited protections, such as replacement or repair...
Read more: Should I add an umbrella policy?What do I need to consider when choosing homeowners insurance?
When figuring out how to choose home insurance, consider these key questions: What is the estimated cost to replace, rebuild or repair your home—the “replacement...
Read more: Should I add an umbrella policy?Do I Need Special Coverage if I Add New Features to My Car (e.g., Stereo, Sunroof or Truck Cap)?
It depends. It is important to review your coverage needs with one of our agents on an annual basis, or whenever you make "after-market" modifications...
Read more: Should I add an umbrella policy?What is gap or loan/lease gap insurance, and do I need it?
Loan/lease gap insurance is an optional coverage that can help pay off your car loan or lease if your car gets totaled or stolen and...
Read more: Should I add an umbrella policy?What is uninsured/underinsured motorist insurance, and do I need it?
Uninsured/underinsured motorist insurance can help pay for damages and medical costs resulting from an accident caused by someone who has no insurance or inadequate insurance...
Read more: Should I add an umbrella policy?What is medical payments coverage?
Medical payments coverage protects you and passengers in your vehicle who may be injured in an accident, no matter who is at fault. It also...
Read more: Should I add an umbrella policy?What is collision coverage, and do I need it?
Collision coverage — or collision insurance — helps pay for damage to your vehicle, up to the policy limit, if you are in an accident...
Read more: Should I add an umbrella policy?Does auto liability coverage pay for damage to other people’s property?
Liability coverage pays for property damage that you cause to other vehicles and property while you are driving. It can also pay for your legal...
Read more: Should I add an umbrella policy?